Vyne Bistro SJ http://vynebistrosj.com/ Wed, 28 Sep 2022 20:36:41 +0000 en-US hourly 1 https://wordpress.org/?v=6.1.1 https://vynebistrosj.com/wp-content/uploads/2021/10/icon-120x120.png Vyne Bistro SJ http://vynebistrosj.com/ 32 32 Chilean luxury wine brand, Lapostolle, extends its heritage with the launch of Two Piscos https://vynebistrosj.com/chilean-luxury-wine-brand-lapostolle-extends-its-heritage-with-the-launch-of-two-piscos/ Wed, 28 Sep 2022 20:36:41 +0000 https://vynebistrosj.com/chilean-luxury-wine-brand-lapostolle-extends-its-heritage-with-the-launch-of-two-piscos/ [ad_1]

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Introduced to the United States through Winebow imports, Lapostolle’s Pisco line includes Pisco Blanco and Pisco XO

NEW YORK, NY (September 28, 2022) – World-renowned family-run luxury Chilean brand, Lapostolle, is pleased to announce the launch of its first line of pisco which includes two unique expressions, Pisco Blanco and Pisco XO. The newly launched spirits are now available in the United States through Winebow Imports.

Piscos de Lapostolle were created in honor of Jean Baptiste Lapostolle, who founded the famous fruit liqueur distillery, Lapostolle, over 195 years ago in the small French village of Neauphle-le-Château. The distillery gained an outstanding reputation and later became the creator of the iconic Grand Marnier brand. Lapostolle’s legacy extended to the New World when sixth generation Alexandra Marnier Lapostolle and her husband Cyril de Bournet established the prestigious Lapostolle winery in 1994 in Chile’s Apalta Valley. With the launch of the two piscos, the Lapostolle family, led by Charles de Bournet, seventh generation, is delighted to embark on a new adventure that honors its heritage by producing world-class wines and spirits, French by essence and Chilean by birth. . .

“We created our new line of pisco to honor the origins of our family’s heritage. Lapostolle established its name as the most respected and pioneering wine and spirits producer in 1827 starting with the distillery of my late ancestor,” said de Bournet, CEO of Domaines Bournet-Lapostolle. “It was a natural decision to further develop our brand by creating these two expressions of pisco that reflect the exceptional terroir of Chile.”

Lapostolle Pisco Blanco and Pisco XO use the most daring and aromatic Muscat grape varieties, Muscat Rose (Rosado) and Muscat d’Alexandrie, whose aromas and textures complement each other perfectly. The grapes come exclusively from the Elqui and Limari valleys, located in the northern part of Chile, maximizing the complexity of the raw material for distillation, then grown on traditional Spanish “parrones” from altitudes, soils and different microclimates.

“Our goal was to create a high-quality spirit that reflects our generations of winemaking and distilling expertise,” de Bournet continued. “The distillation process was adapted from the same method used to create Cognac. We imported the same state-of-the-art copper still and produced our pisco from small batches of wine. The result is an exceptional alcohol that preserves the aromas of the Muscat grape.

The Pisco Blanco is crystalline in color, with subtle aromas of lemongrass, tangerine zest and white fruits. On the palate it has a velvety texture, with herbaceous and floral notes, and a spicy finish.

Pisco XO is a bright amber color with coppery red undertones. On the nose, it is fine and delicate with floral and fruity notes. It is then followed by a round and silky mouthfeel for a full-bodied and aromatic finish with light hints of gingerbread. Pisco XO is aged for six years in French oak barrels.

Pisco Blanco ($35) and Pisco XO ($45) are available now through Winebow Imports.

About Lapostolle

Lapostolle was founded in 1994 by Alexandra Marnier Lapostolle and her husband Cyril de Bournet. Establishing the family’s legacy in the New World, they brought generations of French winemaking tradition and expertise to the rugged landscape of the Colchagua Valley. Today, seventh-generation CEO Charles de Bournet leads the winery in its new chapter of innovation with Andrea Leon, technical director and winemaker. In February 2022, Domaines Bournet-Lapostolle received “The Sustainability Code” Certification from Wines of Chile for all of its vineyards and cellars.

About Winebow Imports

Winebow Imports has been an industry leader for over 40 years, representing some of the most esteemed properties in mainstream and emerging growing regions around the world. A national importer known for cultivating lasting relationships with extraordinary wine families who are dedicated to their unique regions, Winebow Imports continues to balance its impressive growth with a culture of specialization and excellence. For more information, please visit www.winebow.com/imports.

About Colangelo & Partners

Colangelo & Partners (colangelopr.com) is the leading integrated fine wine and spirits communications agency in the United States, sought after by the biggest brands and players in the industry for the quality of their results, their creativity and their return on investment. Colangelo & Partners professionals work with integrity and passion to influence how the American public perceives their clients: Earn consistent, high-quality positive media coverage; organize signing events; Strategize and execute exceptional digital campaigns and implement business programs that build relationships within the industry. Colangelo & Partners’ clientele includes instantly recognizable global brands and passionate and up-and-coming winemakers and distillers; regional and national institutions; and technology and e-commerce companies innovating in the beverage alcohol sector.

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Our Favorite Vegan Canned Wine Brands https://vynebistrosj.com/our-favorite-vegan-canned-wine-brands/ Thu, 04 Aug 2022 07:00:00 +0000 https://vynebistrosj.com/our-favorite-vegan-canned-wine-brands/ [ad_1]

While these portable tumblers are perfect for beach trips and summertime bonfires, we love them all year round. With options ranging from bright reds and crisp whites to floral rosés and fruity blends, there’s a handy can of wine for every wine lover. If you’re in the market to drink responsibly and are looking to crack open a can of alcoholic grape juice, check out our favorite vegan canned wine brands below.

Looking for vegan canned wine made by wineries run by women and minorities? Thumbs up for premium wine selections from various winemakers with Maker Wine. From sparkling Sauvignon Blanc and Chardonnay to Pfeffer Cabernet and Zinfandel, there’s an award-winning wine for everyone to sip. Don’t have enough? Join the Maker’s Can Club for exclusive wine deals.

wine maker

Find us breaking a can of Nomadica wine after a long day at work or on the beach while we soak up the sun and use our PTO. These vegan canned wines are low in sulfur, dry-fermented, and produced with responsible farming practices. Varieties include white, red blend and sparkling rosé, among a rotating selection of limited edition vino.

nomadica

nomadica

Luxury canned vegan wine at your fingertips! We are obsessed with Bubbly Rosé and Casablanca Mojito wines from The Vice. All wines, canned and bottled, of this brand are made with organic and sustainable ingredients and certified vegan by BevVeg! No yucky animal ingredients here. Break a can and enjoy a vegan happy hour today.

The failure

The failure

You know what we think of food puns and a good pun. But the sparkling varietals of Canpagne Wine Co. are also delicious! These vegan canned wines are available in Brut Rosé, Bubbly Rosé and Peach Mimosa. Canpagne sippers can be enjoyed straight from the can or poured into your favorite wine glass if you are enjoying it from home.

Canpagne Wine Co.

Canpagne Wine Co.

Social’s sparkling wines are vegan, organic, sulfite-free and refreshingly refreshing! Vegan canned wine flavor combinations include Hibiscus Cucumber, Elderberry Apple, and Strawberry Rosé. Find these effervescent drinks at a store near you. Drink them as is or create fun wine cocktails to enjoy with friends.

Social

Social

Besa wine is not only vegan, but also certified organic, low in sulphites, without added sugar and without gluten. Whether you’re hitting the beach, planning a bonfire, or curling up on the couch with a cool book, a can of crispy Besa is the perfect complement. But whether you choose Just White Right or All Day Rosé is up to you.

Besa

Besa

We have nothing but good things to say about Sans Wine Co. From certified vegan ingredients to organically grown vineyards to eco-friendly cans covered in wildflower artwork, what’s not to like? shouldn’t love? Wine lovers can sip rosé, riesling and zinfandel as well as canned wine spritzers in white and red.

Without Wine Co.

Without Wine Co.

vegan

We’re all about Stella Rosa’s single serve sippers. These fruity and refreshing wines are still in our beach coolers. Although the brand offers non-vegan options, a wide selection of canned wines are suitable for vegans. We will applaud this! Grab a box of blueberry, peach, pineapple, or watermelon wine to enjoy. BRB – planning our next summer trip and packing a STAT beach cooler!

Stella Rosa

Stella Rosa

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JULIET, NEW LUXURY WINE BRAND, LAUNCHES WITH SUSTAINABILITY AT THE FOREFRONT https://vynebistrosj.com/juliet-new-luxury-wine-brand-launches-with-sustainability-at-the-forefront/ Wed, 20 Jul 2022 18:12:00 +0000 https://vynebistrosj.com/juliet-new-luxury-wine-brand-launches-with-sustainability-at-the-forefront/ [ad_1]

Founders Allison Luvera and Lauren De Niro Piper are longtime friends who share a passion for good wine and a desire to innovate. When women discovered that glass bottles and their transportation are the two biggest contributors to wine’s carbon footprint, they set out to reshape the category with an unparalleled commitment to sustainability. Combining their diverse background at iconic brands such as Perrier-Joüet, Virgin Galactic and Vogue, the duo bring their wealth of experience in sales, marketing and alcoholic beverages to the table. Together, the two entrepreneurs are paving the way for a new space where quality wine aligns with a conscious lifestyle, and the concept of elevated boxed wine is brought to life at scale.

“We recognized the unmet need for a sustainable wine that did not sacrifice quality, taste or design. Boxed wine offered an environmentally friendly packaging solution but had yet to reach its full potential. potential, so we took advantage of it to innovate the category with elevated aesthetics and a truly superior wine,” commented Lauren De Niro Piperco-founder and co-CEO of Juliet.

From winemaking practices to packaging, sustainability is at the heart of Juliet’s mission to pave the way for conscious consumption. Wines are made in a facility certified by the California Sustainable Winekeeping Alliance (CSWA) and packaging is made with recycled materials to set the stage for real environmental impact. Juliet is also pioneering the first home wine refill system in the United States, where customers can reuse paper containers and reorder only the inner wine pouches at a discount.

The Eco-magnum™ is versatile and developed for convenience with a superior design. The large format stays fresh for up to 6 weeks after opening and the exclusive glassless design with handle is ideal for on-the-go occasions, picnics, the beach or at home, fitting perfectly on a fridge shelf. The airtight spout provides an “on tap” experience anywhere, making Juliet a portable and durable choice for everyday drinking occasions.

“When we discovered that boxed wine had an 84% lower carbon footprint than wine in conventional glass bottles, we were inspired to take action. Juliet is here to reshape consumer perspectives on boxed wine with a luxury product that not only changes the culture of drinking wine, but sets a new standard for sustainability in the industry,” said Allison Luveraco-founder and co-CEO of Juliet.

Juliet’s potential has been recognized by key investors including Jonathan Neman (CEO & Founder of Sweetgreen) and Leora Kadisha Neman, Lauren Bosworth (CEO and Founder of Love Wellness), Dick Costolo (Former CEO of Twitter), Kurt Seidensticker (Founder, vital proteins), Brooke’s Wall (Founder, The Wall Group) and Anderson Family Brands.

The wines are made by hand with a quality that begins in the vineyard and continues from the cellar to the glass. Grapes are chosen based on terroir first and sourced from some of the most renowned AVA vineyards on California’s Central Coast, championing premium quality from the start. The ensuing style of winemaking honors the natural excellence of the fruit using low intervention and no artificial additives in the process, and the end product contains a minimum of ingredients which are transparently listed on the label for a complete paradigm shift on conventional bottles. The result is a pure expression of the vineyards, the vintage and the fruit of the land – better quality that’s better for you.

Sauvignon Blanc 2021 is an old-school take on the varietal with aromas of Meyer lemon, ripe pear, honeydew melon, a hint of grass and a crisp mouthfeel. The Rosé 2021 is 100% Grenache made in a dry Provençal style, with notes of bright strawberry, watermelon and floral notes followed by a subtly spicy yet delicate palate.

Juliet will be available for purchase online and at premium retailers from New York, Californiaand Florida for $45.99. For store locator and e-commerce store, visit www.drinkjuliet.com.

SOURCE Juliet

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Financing for Vineyards and Wineries: How to Get a Winery Loan https://vynebistrosj.com/financing-for-vineyards-and-wineries-how-to-get-a-winery-loan/ Tue, 22 Mar 2022 09:41:18 +0000 https://vynebistrosj.com/?p=603 Everything You Need to Know About Financing for Vineyards and Wineries

Many believe that owning a winery or vineyard can be, within many senses a goal that has been set. What about you? If you’re seeking financing for your vineyard and winery it’s a sign that you’ve found yourself to the perfect spot, or are on the verge of getting it.

Naturally, financing a vineyard requires money and a substantial amount. It’s a combination of an agricultural and manufacturing business each of which is incredibly capital-intensive. In addition to having an establishment that serves as a tasting room and an eatery, you’re running retail stores too. Combining these various types of business models into a specific way is an important aspect for companies in your sector and may affect your financial choices for business and the kind of business you choose to run which is the most suitable design for your company.

Whatever you’re trying to fund you can find alternatives to consider and contribute towards. We’ll go over the different kinds of financing options for vineyards and help in deciding which avenue you’d like to pursue.

What to consider when looking for financing for a vineyard or winery, there are a few things to keep in mind.

It’s critical to analyze key characteristics of your company’s sector, business, and demands before applying for vineyard and winery debt solutions consolidationnow. Consider the following variables to guarantee you get the best match possible:

Seasonality

The season had a significant impact on wineries and vineyards.

For starters, one of the most significant elements to consider while developing and choosing your garden, as well as the expense connected with each, is the growing season. It’s also crucial to figure out how long you’ll barrel age each vintage based on when you want it to be ready (and obviously tasting).

If you also have a tasting room and are located in a tourist-friendly region like Napa Valley or Long Island, you will see distinct patterns of visits to your retail shop depending on the time of year. Furthermore, sales for certain goods will vary depending on the season. For example, roses may be more popular in the summer, whereas Syrah is more popular in the winter.

This is meant to imply that the moment when you’ll need money and the time when you’ll be making money isn’t always the same. It’s critical to understand the influence of seasonality on your business when deciding when to seek funding, as well as how lenders assess your company’s financials in light of seasonal patterns of revenue and spending.

Revenue Streams

You should have a firm grasp of your revenue sources. What are your revenue-generating strategies? Are you aware of what percentage of your revenues come from retail and wholesale, as well as sales from tasting rooms, vs local businesses? It’s a basic concept to consider.

Knowledge of your company’s revenue streams may not only help you increase earnings and enhance profitability, but it will also allow you to obtain a better understanding of how each one affects your cash flow. For lenders, cash flow is critical, but it’s also something you should be mindful of. It will assist you in determining the necessity for financing as well as your ability to repay the loan in the future if you are ready to do so.

Your Financing Options for Vineyards and Wineries

Are you all prepared? Now let’s discuss the top varieties of the winery are you ready for it? Let’s take a look at the most common methods of financing for vineyards and wineries.

SBA Loans

Our Overall Pick for the Best Vineyard and Winery Financing Option

It is often considered to be the most effective type of company loan. SBA loans are available through banks, lenders, and other lenders, and are backed by the US government to the tune of up to 85%. The Small Business Administration is a branch of the federal government. This is the most important factor in lowering the risk for lenders, allowing them to provide reduced rates and conditions that are incredibly helpful.

This is why these company loans are in high demand and extremely difficult to obtain. However, if you’ve been in the company for at least two years, have solid credit, and have significant income, you’re likely to be eligible for an SBA loan.

If your vineyard is in the area for a vineyard, for a vineyard, an SBA 7(a) loan could be a great suit. This working capital loan as well as real estate loans are one of the most sought-after of the three main SBA programs. It is possible to use this type of loan for a myriad of purposes, including the expansion of your vineyard, buying the land you want, or much more. When you apply for SBA 7(a) loan the repayment period is between 10 and 10 years on working capital or up to 25 years on real property. Yes, they are in great condition. And if you believe that you’re eligible then it’s worth applying.

The only issue is SBA loans aren’t quick. They’re the longest-running of all loans for business and require plenty of documents and approval. If you do be eligible for the SBA loan, you should continue looking for The biggest problem is that SBA loans are difficult to get. They’re the oldest business loans, and they need a lot of paperwork and clearance. If you are eligible for an SBA loan, you must continue to hunt for the best lending alternative for individuals who want instant cash or urgent funds.

Term Loan

Our Alternative Pickup for the Best Vineyard and Winery Financing

If you are awestruck by it, the concept of an SBA credit, however, is not sure if you meet the necessary qualifications to be approved for one, then you ought to think about the possibility of a short-term loan.

Like many SBA loans the term loans like most SBA loans, term loans are “traditional” business loans in the sense that they’re lump sum that is deposited into your company’s account when approved from a lender. It’s probably what you envision when you imagine the term “business loan. They typically have terms ranging from one to five years.

Numerous lenders provide business term loans with slightly less strict criteria in comparison to SBA loans. It is still important to have good revenues, credit, and at least a couple of years in the business, however. The biggest difference? The qualified applicants can receive approval for a term loan for business substantially more quickly than SBA loans, often within days.

Equipment Financing

Best Vineyard and Winery Financing Option for Machinery

Perhaps you discovered you’re attempting to make an investment in a certain sort of equipment while thinking about the items you’ll need vineyard financing for. This is beneficial in this situation since financing equipment might be a wonderful option for you.

In contrast to other loan types, financing for equipment is actually a lot easier. This kind of credit permits you to present an estimate of the cost of equipment to a lender and they’ll accept qualified applicants for the amUnlike other sorts of equipment financing loans, funding for it is a lot easier. This sort of financing allows you to provide a lender with an estimate of the equipment’s cost, and the lender will examine applicants for the amount they want to spend. Furthermore, unlike term loans, which may need collateral, equipment loans are “self-collateralizing,” which means that the equipment you buy acts as the real asset that secures the loan.

What is “equipment”? What a great question! Bottling lines, barrels, tables, and chairs for your tasting area, as well as the most up-to-date computers and POS systems, might all be included. There’s a lot that can be achieved with this type of finance, so it’s a prospect worth considering.

Business Line of Credit

For Ongoing Purchases, the Best Vineyard and Winery Financing Option

Not everyone is a good candidate for a term loan. Some business owners believe that investing a modest bit of money here and there is the most effective form of financing. A credit line for company credit line credit is a useful instrument for this (and is easier to approve).

As an example of a hybrid of business credit cards, cash advances, and term loans, the commercial line of credit. It is possible to apply for funding in the same manner that any other traditional company finance procedure is done, with the exception that persons who satisfy the conditions can be accepted for a credit account similar to a commercial credit card.

You may spend the credit limit anyway you want, and you can use as much or as little as you like. It’s a revolving line of credit, which means it’s renewed as you pay off the balance. This means it may be a useful financing instrument for a variety of purposes, such as investing in growth or as a source of emergency cash.

Is there another advantage to having a credit line? The sport’s goal is to get acceptance quickly. If you have all of your financial documentation in order (such as bank statements for companies) and fulfill the standards and certifications necessary, you might be accepted in as little as a few hours.

0% Introductory APR Credit Card

Best Vineyard and Winery Financing Option for New Businesses

The problem for startups vineyards and wineries is that a lot of financing for business requires at a minimum experience in the business. There’s nothing wrong with your budding business, but this qualification is more about the lender’s assessment of the risk you pose as the borrower. If you don’t have any kind of financial information to judge and judge, they’re not able to determine your past performance when it comes to business finances (and consequently, whether you’ll be able to repay the loan).

Even though you might not be able to find an example of a $350,000 line credit within the first year of the business, with a business loan you can still use an enterprise credit card and get many things accomplished. In particular, an intro 0% APR commercial credit card is an ideal option. Once you’ve been approved credit cards let you spend a set period of time, without having to pay any interest (which could be more than an entire year).

In this way, you can use it as a loan with no interest. A lot of the expenses that you’ll encounter during the initial stages of establishing a company can be funded through credit line credit. Strategic startups have a strategy to pay off their debts at the time that the period of intro APR is completed and before interest starts to kick in.

The main benefit of having a business credit card for a new entrepreneur is that it helps you build credit. When you pay your bills promptly and in full by showing your lenders that you’ve proven yourself of managing your business’s finances in a responsible manner, you’ll be able to repay the loan in the future when it’s time.

Investors

Alternative Pick for Vineyard and Winery Startups

Another thing to think about as a start-up is seeking investors for winery and vineyard financing. This isn’t a simple task and finding investors could be a full-time job and is a challenge when you’re managing a small team, and busy building your company from scratch.

But, investing capital could be a vital source of cash when you’re trying to build up a large operation. Here’s more information about getting investors for your venture.

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Bronco Partners Examines Debt Consolidation vs. Debt Settlement https://vynebistrosj.com/bronco-partners-examines-debt-consolidation-vs-debt-settlement/ Fri, 31 Dec 2021 08:00:00 +0000 https://vynebistrosj.com/bronco-partners-examines-debt-consolidation-vs-debt-settlement/ [ad_1]

Editorial credit: Artur Szczybylo


Bronco Partners wants you to know that unsecured debt is a burden for everyone. But it doesn’t have to be: Write a review about Bronco Partnersdebt consolidation loan and you will find that your debt can be manageable and affordable.

A Bronco Partners Debt Consolidation Loan lets you prioritize what’s important to you: your retirement, a fabulous vacation, or even that new oven you’ve been coveting. Life is possible with Bronco Partners.

Bronco Partners Debt
Editorial credit: fizkes

“Debt settlement and consolidation have the same goal of helping clients get rid of credit card loans,” according to Bronco Partners. However, the two concepts are inherently different in how they help people solve their debt problems. While debt settlement is good for reducing the overall loan amount owed, debt consolidation effectively decreases the overall amount you owe the creditor.

The option that meets your needs depends on your current financial situation and your plans for dealing with your debt. Although this article covers both, it is essential that you consult a specialist. In the meantime, it is necessary that you do your research and familiarize yourself with both concepts before choosing one of the two. That said, let’s go.

What is Debt Settlement?

Debt settlement is the process of negotiating with lenders to resolve a loan and reduce the outstanding amount. Although this strategy is typically used to settle a large loan through a single lender, it can also be used to negotiate with multiple lenders.

What is debt consolidation?

Debt consolidation consists, as its name suggests, of consolidating all debts due and take out a new loan to repay the lenders, ideally at a lower interest rate and with quarterly repayment. It is commonly used by people trying to settle many unsecured obligations and other credit card bills.

The pros and cons of debt consolidation and debt settlement differ, especially when needed to get rid of liabilities. If implemented correctly, both can help you get out of debt faster and save more.

How do they work?

When considering the ideal strategy for managing your bills, you may be weighing debt settlement versus debt consolidation. However, it depends on your financial situation.

Debt settlement programs

Debt settlement is when you, or any negotiating agent on your behalf, try to negotiate with your lender to reduce the amount to less than the total amount owed. If the lender approves your offer, pay the settlement and the situation seems to be resolved.

Bronco Partners Debt Consolidation Programs

When you are burdened with a large number of debts that you are reminded to repay each month, debt consolidation can be an effective part of your relief plan. However, it only helps when you can control your spending habits. When you miss out on one of your credit card bills, it can be difficult to recover. If you are paying less in repayments for your debts, consider debt consolidation.

Benefits of Debt Settlement

When a lender is willing to take a portion of the committed amount in exchange for eliminating the balance of the obligation, it looks like an effective option. Debt settlement is seen as potentially negative for borrowers in any debt settlement industry, not least because it can be a paradise for scammers. However, borrowers seeking debt settlement are aware that their alternatives are limited, and the benefits for such individuals are wise to consider.

Debts can be paid off faster

Some avenues of financial help, such as credit counseling programs and debt management plans, usually don’t have too many benefits. Debt settlement can help those who are drowning in debt pay off a lesser amount on current debt. In many cases, this debt settlement procedure is faster than other options.

Bankruptcy can be avoided

Borrowers who opt for debt settlement are often unable to choose among the options and continue to make repayments over the longer term. How it works is that lenders forgive part of the loan, provided the borrower agrees to repay a particular amount. The idea is that they get something instead of nothing.

Prevent being sued for a debt

Depending on your terms, one might have a unique idea of ​​what defines a much worse situation. With debt settlement, you can avoid being sued for non-payment.

Disadvantages of Debt Settlement

The benefits of debt settlement in terms of dollars saved can make it an attractive choice for financial aid. However, borrowers should consider the downsides to ensure they make the right decision.

Debt settlement fees

Most debt settlement companies charge high fees, often ranging from $600 to $3,200 or more. These costs are however not contributed to your obligation; on the contrary, they go directly into corporate wallets.

The effect of debt settlement on credit rating

Although not as damaging as bankruptcy, debt settlement can negatively affect your credit rating when dealing personally with your lenders. The lender may disclose the agreement to major credit reporting agencies. This would impact credit availability, job opportunities, terms of your upcoming loan, and other factors.

Advantages of debt consolidation

  • You can make it easier to practice paying off your debts. Each month, you pay one repayment to the creditor on one date rather than several repayments to various creditors with many different dates.
  • Fixing your credit will boost your credit rating, as long as you don’t use them as often as you used to.
  • In most cases, debt consolidation debts can be obtained for a rate ranging from 9% to 14%.

Disadvantages of debt consolidation

  • The amount of silt is not evacuated or decreases significantly. However, you owe some of the money and the debt problem will not go away completely unless you reduce your spending.
  • Duration can also be a factor. You should expect to take 3 to 4 years on a debt consolidation process until the debt is eliminated.
  • A good credit rating is necessary for effective debt reduction. When the credit rating is low, you may be denied a refinance loan.

The conclusion of Bronco Partners

Debt consolidation and debt settlement are difficult unlike bankruptcy because many federal and state bankruptcy rules are more comprehensive than the previous two types of financial assistance. Still, it’s safe to say that while insolvency is a last option, bankruptcy is still a viable alternative to explore if you’re ready to start over completely. You can try debt consolidation or debt settlement on your own or contact a company; However, be sure to do your homework when finding your financial expert.


5 outrageous videos that push the boundaries of comedy

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Serving Those Who Served: Six brands of wine owned by veterans in the United States https://vynebistrosj.com/serving-those-who-served-six-brands-of-wine-owned-by-veterans-in-the-united-states/ Tue, 09 Nov 2021 08:00:00 +0000 https://vynebistrosj.com/serving-those-who-served-six-brands-of-wine-owned-by-veterans-in-the-united-states/ [ad_1]

“I will never leave a fallen comrade”, “I will never leave an aviator behind me” and “Semper Fidelis” (Always Loyal) are at the heart of the beliefs and values ​​of the US military. Memorized in initial formation, their meanings are experienced throughout the service. But even after hanging up the uniform, veterans still feel the inexorable pull of standing up for those beliefs.

These veteran winemakers, vineyard owners and brand owners use their civic occupations to support their veteran siblings.

1. Dauntless Wine Company, Willamette Valley, OR

Proceeds from these Dauntless Wine Company packs go to Folds of Honor / Photo by Ben Martin

After serving in Iraq, Marine Corps veterans Ben Martin and Paul Warmbier and Navy Corpsman veteran Ryan Mills founded the Dauntless Wine Company. Understanding that good wine comes from good grapes, their majority team of veterans craft wines from grapes grown in the Willamette Valley.

Location and quality are important, but Dauntless believes that the people who take care of the vines are also paramount. The team created the Dauntless Veteran Foundation (DVF) to help veterans translate skills learned in the military into agriculture.

2. Tackitt Family Vineyards, Paso Robles, California

A Warriors Help Warriors event at Tackitt Family Vineyards
A Warriors Help Warriors event at Tackitt Family Vineyards / Photo by Robert Binder

While serving in the US Navy Explosive Ordnance Disposal (EOD), Leon Tackitt was responsible for securing explosive materials. Upon retirement, he and his wife took over the family business, Tackitt Family Vineyards, in Paso Robles.

A warrior event helping warriors
Photo by Robert Binder

Some of Leon’s EOD siblings had more difficult transitions to civilian life, so the Tackitts established EOD cellars to provide donations to organizations that support the EOD community. These include the EOD Warrior Foundation, which provides support to injured service members and their families, as well as the families of deceased service members.

3. Purple Heart Wines, Sonoma County, California

Peter Mondavi Sr. served in the United States Army in World War II
Peter Mondavi Sr. served in the United States Army in World War II

Winemaker John Moynier served as a squadron training non-commissioned officer in the US Air Force from 1968 to 1972. A graduate of the University of California, Davis, he was a winemaker with C. Mondavi & Family from 1985 until upon his recent retirement in 2021.

Marc Mondavi with the Purple Heart bottle
Marc Mondavi with the Purple Heart bottle

In 2015, Moynier developed the blend for Purple Heart Wines Sonoma-called Vin Rouge, which is part of the C. Mondavi & Family portfolio. Napa Valley winemaker and pioneer Peter Mondavi Sr. was also a veteran, having served in the United States Army during World War II.

Each year Purple Heart Wines donates to the Purple Heart Foundation. Named after the medal awarded to service members injured or killed in war, the Purple Heart Foundation supports veterans and their families.

4. Bella Luna Estate Wines, Paso Robles, CA

Sherman Smoot (L) flew F-4Js for the Navy and Kevin Healey (R) was in the military in Vietnam
Sherman Smoot (L) flew F-4Js for the Navy and Kevin Healey (R) was in the military in Vietnam / Photo by Amy Hinrichs

Kevin Healey and Sherman Smoot grew up as best friends, although they served their country in different ways: Kevin was in the military in Vietnam, and Sherman flew F-4Js for the navy. The two came together at their home in Paso Robles to found Bella Luna Estate Winery.

Sporting an image of the Distinguished Flying Cross, Bella Luna produces Fighter Pilot Red, a single-vineyard Zinfandel sourced from the Adelaida District AVA. A portion of the wine sales support the children of injured and deceased veterans.

5. Singing Water Vineyard, Texas Hill Country, TX

Andy and Missy Ivankovich worked in different career fields before turning to wine production, and Andy’s time as a team leader in the US Air Force had a lasting impact on the couple. As co-owners of Singing Water Vineyards, the Ivankoviche continue the winery’s tradition of championing Texas Hill Country wines and supporting veterans.

Singing Water’s Freedom Red Blend supports the U.S. military and veterans through organizations such as United Service Organizations (USO). The USO aims to keep “military personnel connected to their families, homes and countries” during their tenure and transition to civilian life.

6. Nine Iron Wine, California

Every bottle of Nine Iron's red, white and rosé sold provides donation to Camp Hope
Every bottle of Nine Iron’s red, white and rosé sold provides donations to Camp Hope / Photo bu Renee Morone

After several deployments over 14 years, Brandon Casella left the military to work as director of wine and spirits sales. Casella met Blake Barnes on the golf course, and although Barnes had a civilian background, he shared Casella’s passion for golf, wine, and service to those who served.

The duo founded Nine Iron Wine. Every bottle of red, white and rosé Nine Iron’s sold provides donations to Camp Hope. Located in Houston, Texas, Camp Hope helps veterans and families of veterans with post-traumatic stress disorder (PTSD) on their journey to recovery.

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JUSTIN Vineyards & Winery Adds Lewis Cellars To Its Luxury Wine Portfolio | New https://vynebistrosj.com/justin-vineyards-winery-adds-lewis-cellars-to-its-luxury-wine-portfolio-new/ https://vynebistrosj.com/justin-vineyards-winery-adds-lewis-cellars-to-its-luxury-wine-portfolio-new/#respond Wed, 01 Sep 2021 07:00:00 +0000 https://vynebistrosj.com/justin-vineyards-winery-adds-lewis-cellars-to-its-luxury-wine-portfolio-new/ [ad_1]

NAPA VALLEY, CA, September 1, 2021 / PRNewswire / – JUSTIN Vineyards & Winery, Landmark Vineyards and JNSQ Wines are pleased to announce the expansion of their portfolio in Napa Valley with the acquisition of Lewis Cellars. Lewis Cellars will remain under the leadership and direction of Randy Lewis and Dennis bell, while benefiting from the established marketing, strategy and sales teams behind JUSTIN, Landmark and JNSQ.

“We are delighted to join forces with those of the JUSTIN team,” said Randy Lewis, co-founder of Lewis Cellars.

“We are delighted to join forces with those of the JUSTIN team,” said Randy Lewis, co-founder of Lewis Cellars. “As we approach our 30th birthday, we have had the pleasure of perfecting our wines for decades. With the additional resources and industry expertise available through this partnership, we can truly show the world the excellence that we have bottled.

Created in 1992 by Randy and Debbie Lewis as a small family winery, Lewis Cellars produces luxury cabernet sauvignon, merlot, syrah, chardonnay and sauvignon blanc. Lewis Cellars Cabernet Sauvignon Napa Valley 2013 was # 1 on Wine Spectator’s 2016 wine list of the year, rated by publisher Jacques Laube as “typical of modern winemaking” with an expressive and elegant wine.

“Lewis Cellars has a rich history, superior quality and pedigree which has made it the ideal cellar to help us grow in the Napa Valley region ”, said Clarence chia, s Senior Vice President of Marketing, E-Commerce and Direct-to-Consumer Selling for JUSTIN Vineyards & Winery. “We look forward to championing the Lewis brand, and the essence and philosophy established by Randy and Debbie, while helping a new audience discover and appreciate the exquisite Lewis experience. Napa Valley wine.”

Lewis Cellars’ passion and process aligns with the winemaking philosophy and artisanal approach of the JUSTIN portfolio, which offers award-winning Bordeaux-style luxury wines from Paso Robles, California The portfolio also includes Sonoma ValleyLandmark Vineyards, with its Pinot Noirs and Chardonnays, and JNSQ, a California-born Ros vintage with a French accent.

International Wine Associates (IWA) acted as the exclusive advisor and represented Lewis Cellars in this transaction.

About JUSTIN Vineyards & Winery

Situated in Paso robles, JUSTIN Vineyards & Winery was founded in 1981 and is known for making world-class wines using Bordeaux grape varieties, including the emblematic ISOSCELES blend of Cabernet Sauvignon, Cabernet Franc and Merlot. The winery, located at 11680 Chimney Rock Road, has a tasting room, luxury five-star accommodation at the JUST Inn and a restaurant, making it one of the only wineries on the coast power plant to offer all three options. In September 2018, a new second location, the JUSTIN Downtown Tasting Room, has opened, introducing an expansive wine tasting bar, lounge, and full dining room that is prominently located in the plaza along Downtown City Park at heart of Paso robles. In addition to its stellar hospitality, JUSTIN regularly receives top honors around the world, asserting itself as a leader in New World Bordeaux wine making. JUSTIN wines are available from fine wine retailers and discerning restaurants across United States, or directly from the estate via the JUSTIN Tasting Rooms, the online store, or to members of the exclusive JUSTIN Wine Society wine club. To learn more about JUSTIN, visit www.justinwine.com.

View original content to download multimedia: https://www.prnewswire.com/news-releases/justin-vineyards–winery-adds-lewis-cellars-to-its-luxury-wine-portfolio-301366841.html

SOURCE JUSTIN Vineyards & Cellar

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The Palisade Wine Museum moves forward | Western Colorado https://vynebistrosj.com/the-palisade-wine-museum-moves-forward-western-colorado/ https://vynebistrosj.com/the-palisade-wine-museum-moves-forward-western-colorado/#respond Thu, 26 Aug 2021 07:00:00 +0000 https://vynebistrosj.com/the-palisade-wine-museum-moves-forward-western-colorado/ [ad_1]

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10 best kosher wine brands (that don’t taste like bubby) https://vynebistrosj.com/10-best-kosher-wine-brands-that-dont-taste-like-bubby/ https://vynebistrosj.com/10-best-kosher-wine-brands-that-dont-taste-like-bubby/#respond Wed, 09 Dec 2020 08:00:00 +0000 https://vynebistrosj.com/10-best-kosher-wine-brands-that-dont-taste-like-bubby/ [ad_1]

These expert tips will help you find a bottle that will impress you and your guests.

Image Credit: pixelfit / E + / GettyImages

Some of us think that kosher wines are something wehaveto drink rather than something that wewant toto drink. But contrary to popular belief, kosher wine can actually be great, provided you choose the right bottle.

“Kosher wine is no different from wine that is not certified as kosher,” says Gabriel Geller, wine expert at Royal Wine Corp., an international distributor owned by the Herzog family, who have lived since the 19th century.

“The winemaking process is technically the same, and the only significant difference is that a team of Sabbath-keeping Jews manages all stages of the process from the time the grapes arrive from the vineyard to the cellar until the bottling of the wine. wine, ”Geller said. says LIVESTRONG.com.

“The winemaker tells the team what to do, when and how, like a conductor leading an orchestra.”

Kosher wines adhere to the same basic rules as many non-kosher wines, but they do so more strictly. No animal by-product or acidifying agent is used and only the yeast from the grape can be harvested.

Like regular wine, there are usually no ingredients added to kosher wines other than sulphites – and there are a few well-priced options from California and Israel for those who prefer to go without or are sensitive. sulphites.

advice

To choose a good kosher wine, Geller recommends “researching the region where the wine comes from, avoiding encountering a wine that would be outdated and favoring red wines that are no more than five years old in harvest and whites who are not more than two years old. years after harvest. “

Now that we have the basics, here are some of the best kosher wine brands, according to Geller.

1. Baron Herzog Chardonnay 2019

For a wine to be labeled “dry” it must contain less than 4 grams of sugar per liter, although most dry wines contain only 1 or 2 grams of sugar per liter.

Image Credit: Baron herzog

A dry white, this complex wine is a blend of Central Coast and Russian River Chardonnay grapes, with notes of vanilla, tropical fruit, citrus and apple. This wine has a “creamy mouth feel” and will pair well with baked salmon or roast veal neck, Geller says.

2. Herzog lineage choreography 2017

This blend of red wines is balanced and versatile.

This is a very bold wine with a unique blend of flavors including red and black raspberries, espresso and nutmeg. Gellar recommends pairing it with a dish with a sweet, smoky sauce, such as barbecued ribs.

3. Selected Mediterranean blend Carmel 2018

This red mix has the OR mark as well as additional monitoring.

Image Credit: Selected Carmel

This refreshing red wine is a blend of Shiraz, Carignan, Petite Sirah and Viognier. Although complex, the fact that it is medium bodied makes it a pleasant and lighter option.

4. Barkan Classic Sauvignon Blanc 2019

Critics rave about the dry flavor and fruity notes of this wine.

This lively wine is light in color and tinged with herbal notes of passion fruit and green apples. It goes particularly well with fish such as flounder and sea bass.

5. Elvi Vina Encina Tinto 2018

This 2018 red is well balanced and very affordable at under $ 15.

This ruby-colored Spanish red is made from organically grown grapes and packed with delicious notes of blueberries, cherries and aromatic herbs. It is a versatile choice because it pairs well with any type of food.

Pop that prosecco for a sparkling New Years Eve.

Made in the Veneto region of Italy, this dry and fruity prosecco pairs well with appetizers, pasta and seafood dishes.

7. Goose Bay Pinot Noir 2018

If you’re looking to spend a little more, this bottle of Goose Bay is perfect for a pasta night.

While bursting with fruity flavors and offering a distinct pomegranate taste, this is a lighter wine that can appeal to any palate. It goes well with cheeses and other appetizers.

8. Herzog Selection Les Lauriers de Rothschild Montagne Saint-Emilion 2017

This popular red is 70 percent Merlot and 30 percent Cabernet Franc.

Image Credit: Herzog Selection

This dry red originates from the Saint-Émillion region in France, where it is aged in French oak barrels for 12 months. Light, earthy and fruity, it descends smoothly and is very pleasant to drink on its own.

9. Château Les Riganes Bordeaux 2019

This fruity but earthy red has medium acidity and body.

Image Credit: Chateau Les Riganes

Hailing from the heart of the Bordeaux region, this is another medium bodied wine with soft tannins and a berry flavor that makes it a delight to drink on its own.

10. Weinstock Cellar Select Cabernet Sauvignon Paso Robles 2017

This rich Cabernet pairs well with red meat, pasta and grilled chicken.

It is a wonderfully full bodied wine with notes of blackberry, cranberry and tobacco in a bouquet of oak. Aged in American and French barrels for nearly 18 months, this rich red is the perfect addition to steak and other hearty dishes.

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12 best brands of sparkling wine https://vynebistrosj.com/12-best-brands-of-sparkling-wine/ Wed, 29 Jul 2020 07:00:00 +0000 https://vynebistrosj.com/12-best-brands-of-sparkling-wine/ [ad_1]

Schramsberg Blanc de Blancs

This Californian vineyard is one of the most historic and prolific sparkling wine producers in the United States: President Nixon served Schramsberg Blanc de Blancs at “Toast to Peace” in Beijing in 1972. be because of the delicious flavor of 100% chardonnay wine. , with citrus and apricot flavors that give it a crisp and refreshing note that pairs equally well with shellfish, cheese plates and even curry.

Lucien Albrecht Crémant d’Alsace Brut

If you are already a champagne lover, try your palette on a Crémant d’Alsace, a sparkling wine with the Controlled Appellation from the Alsace region. Made from 100% Pinot Blanc grapes using the Champagne method, this award-winning bottle offers notes of lemon, apple and fresh bread that will appeal to even the most avid Champagne snobs.

Roederer Estate Brut (Magnum)

Everyone loves a bottle of sparkling wine, but do you know what they love even more? A magnum of it. In this case, it’s a magnum filled with 1.5 liters of Anderson Valley sparkling wine in California. The first American subsidiary of the French champagne house Louis Roederer (best known for its Cristal bottling), this wine presents well-balanced flavors of pear, apple and toasted hazelnut.

Schlossgut Diel Riesling Sekt Brut Nature 2008

While it may not be as successful as its other European counterparts, sekt, a style of sparkling wine from Austria and Germany, deserves a place on your shopping list. A wave of dry shine and lots of bubbles make this riesling sparkler with hints of minerals and salt a bottle to know.

Segura Viudas Brut Reserve

Cava is already one of your go-to sparkling wines for brunch mimosas, but don’t over-sell this Spanish sparkling wine. As well as making a delicious brunch cocktail, this sparkling wine, made using the same classic method used to make champagne, has toasted notes, hints of acid and crisp minerality that can stand up to hearty pastas and dishes from meat as well as refined French. thing.

Chandon Brut

If you’re looking for a reasonably priced backup sparkle to fill your shelves for any occasion, from New Years Eve to night out to your average Tuesday, look no further than this well-rounded California sparkler.

Lini 910 Labrusca Lambrusco Rosso

Sparkling wine does not start and end with white. In fact, lambrusco, that bubbly favorite of the ’80s, has made a comeback in recent years with a more refined flavor palate that goes far beyond the cloying, sugary bottles you remember. This 2017 vintage has a fresh and fruity berry and stone fruit palate with plenty of acid to keep it well balanced for dedicated red drinkers.

Mumm Napa Brut Prestige

A blend of Chardonnay and Pinot Noir grapes, this Napa sparkling wine brings a tangy citrus and sweet melon palate with a decadent, creamy finish. It goes perfectly with starters and light festive dishes.

Ca ‘del Bosco Franciacorta Cuvée Prestige Rose

If the first word that comes to your mind when you think of Italian sparkling wine is “prosecco,” it’s time to broaden your horizons. Franciacorta, a sparkling style made exclusively in the Lombardy region of Italy, is the Italian answer to champagne – made in the same Champagne method and with a similarly flavored palate of punchy acidity and toasted yeast, this is a bottle that is sure to impress sparkling connoisseurs.

Following: Franciacorta is the real champagne of Italy

JJ Vincent Crémant de Bourgogne

French sparkling wine is not just champagne: take this bottle for Burgundy for example. Made from chardonnay grapes, the wine gives off a punchy apple and pear flavor with hints of citrus and spice that pair beautifully with crudo or anything on toast.

Domaine Chandon Etoile Brut

A blend of the classic champagne trio – chardonnay, pinot noir and pinot meunier – this Californian sparkling wine has a round, toasted flavor filled with cooked paste, toasted nuts and white fruit; just what it takes to sip the cold winter.

Quartz Reef Traditional Method Brut Rose

New Zealand has a well-deserved reputation for its white wines, but few of its sparklers are well known in the United States. This bottle of South Island rosé is made in the traditional champagne style, offers a dry and luminous palate full of red fruits and berries with a mineral finish begging to be paired with fresh and brackish oysters and a view at the edge of the swimming pool.

Following: Essential rosés to try this season

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